Insurance Coverage & Liability
Night & Day Logistics carries commercial auto liability of $1,000,000 combined single limit, general liability of $1,000,000 per occurrence and $2,000,000 aggregate, and cargo coverage of $100,000. Certificates of insurance are issued within one hour of request, with additional insured status and client-specific wording available.
| Coverage | Limit |
|---|---|
| Commercial auto liability | $1,000,000 combined single limit per accident |
| General liability | $1,000,000 occurrence / $2,000,000 aggregate |
| Cargo | $100,000 |
| Workers' comp, EandO, cyber | Carried — details on request |
| Certificate of insurance | Within one hour. Additional insured available. |
| Limits | Fixed. Raise higher requirements during qualification, not at signature. |
Certificates in One Hour
The industry norm is one to three business days.
On Limits
Our policy carries fixed limits at the levels above. If your contract requires higher, raise it during qualification rather than at signature — we would rather structure around it early than surprise you late.
Exclusions
We do not transport controlled substances, cash, bullion or bearer bonds, firearms or explosives, or contraband.
Your Questions,
Answered
How Fast Can You Issue a COI?
Within one hour.
Can You Name Us As Additional Insured?
Yes, with your required wording.
Can You Exceed These Limits?
Our policy limits are fixed. Tell us during qualification and we'll say honestly whether we can structure around your requirement.
Connected Services.
Industries We Move
Courier support for hospitals, laboratories, universities, pharmacies and other time-critical operations.
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